Senior Compliance Specialist

Anti-Money Laundering (AML)

• Perform customer due diligence and enhanced checks (incl. PEPs)
• Review transaction monitoring alerts, sanction hits and SARs; prepare reports for authorities
• Handle enquiries from law enforcement and AML agencies
• Update local AML policies and support governance of AML Committees
• Deliver AML training and collaborate with Central (UK) and Global (US) AML teams

Compliance Monitoring & Audits

• Execute audits and monitoring reviews based on the annual plan, focusing on consumer credit, AML, outsourcing, transparency, affordability, product oversight, advertising, conflicts of interest and privacy

Risk Management & Assurance

• Support the compliance risk assessment and related risk registers
• Review and update compliance policies and procedures
• Oversee closure of Compliance OICs, Internal Audit comments and regulatory breaches

Advisory & Regulatory Analysis

• Monitor regulatory changes, assess their impact and conduct gap analyses
• Provide guidance and written opinions to business units

Training & Outsourcing Oversight

• Prepare training materials and support delivery of compliance and customer care trainings
• Oversee outsourced compliance & AML service providers, ensuring robust SLAs, operating procedures and reliable reporting to senior management

Projects & Leadership

• Participate in strategic projects, process redesign and implementation of control frameworks
• Act as delegated authority for the Compliance Manager during absences

• Degree in law, compliance, finance or economics
• Strong experience in compliance, legal or internal audit roles within regulated financial institutions or consulting
• Strong knowledge of AML regulations (local and global)
• Solid understanding of European and Spanish banking conduct and prudential rules
• Familiarity with consumer credit processes and key control functions
• Experience with organizational analysis and process reengineering
• Fluency in English (B2/C1)

The Company is committed to diversity and equality of opportunity for all and is opposed to any form of less favourable treatment or harassment on the grounds of race, religion or belief, sex, marriage and civil partnership, pregnancy and maternity, age, sexual orientation, gender reassignment or disability

This position is based in Madrid, and it is expected the successful candidate will be able to attend the office for typically 4 days a week and remain flexible on the days they are required to attend the office according to business requirements.

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